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Home & investment loans interest rates


Owner-occupied

Owner-occupied home loans

Variable rate loans1 Rate pa Comparison rate pa
Standard variable rate
 4.59% 4.63%
Base variable rate2

3.99%4.03%
Introductory 2 year variable rate3
2 year
3.79% 4.48%
Offset variable
  4.64% 4.68%
Line of credit
  4.59% N.A.

Fixed rate loans4 Rate pa Comparison rate pa
1 year3.97% 4.57%
2 year 3.97%4.52%
3 year4.07% 4.49%
4 year4.44% 4.58%
5 year4.44%4.57%

Premium Home & WealthBuilder$ packages
Standard variable / Interest only / Line of credit
  Discount off standard variable rate
Loans up to $249,999
0.25% pa
Loans from $250,000 - $749,999
0.40% pa
Loans of $750,000 or more5 0.50% pa
Fixed rate  / Interest only fixed
  Discount off fixed rate (not applicable on special offer rates)
1 year
0.10% pa
2 year
0.10% pa
3 year
0.10% pa
4 year
0.10% pa
5 year
0.10% pa

1 Rates effective 22 Aug 2016 for new and existing borrowers.
2 Rates effective 14 Nov 2016 for new borrowers. Minimum loan amount $120,000.
3 Rates effective 14 Nov 2016 for new borrowings and refinances (from other financial institutions) only. Minimum loan amount $120,000.
4 Rates effective 21 August 2017.
5 Effective 1 Oct 2013 for new borrowings only. 

Comparison Rates: WARNING: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Comparison rates have been calculated on an amount of $150,000 over a term of 25 years and are based on a new loan for a property purchase secured by a freehold property located within the metropolitan area and associated costs. Fees and charges apply. Information on terms & conditions, fees & charges and interest rates are available upon application or request.

Investment

Investment home loans

Variable rate loans1 Rate pa Comparison rate pa
Standard variable rate
  5.19% 5.23%
Offset variable
  5.24% 5.28%
Line of credit
5.19% N.A.

Fixed rate loans2 Rate pa Comparison rate pa
1 year 4.44% 5.16%
2 year
4.50% 5.10%
3 year 4.42% 5.02%
4 year 4.99% 5.16%
5 year 4.99% 5.15%

Premium Home & WealthBuilder$ packages
Standard variable / Interest only / Line of credit
  Discount off standard variable rate
Loans up to $249,999
0.25% pa
Loans from $250,000 - $749,999
0.40% pa
Loans of $750,000 or more3 0.50% pa
Fixed rate  / Interest only fixed
  Discount off fixed rate (not applicable on special offer rates)
1 year
0.10% pa
2 year
0.10% pa
3 year
0.10% pa
4 year
0.10% pa
5 year
0.10% pa

1 Rates effective 19 Apr 2017 for new borrowers.
2 Rates effective 21 August 2017.
3 Effective 1 Oct 2013 for new borrowings only. 

Comparison Rates: WARNING: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Comparison rates have been calculated on an amount of $150,000 over a term of 25 years and are based on a new loan for a property purchase secured by a freehold property located within the metropolitan area and associated costs. Fees and charges apply. Information on terms & conditions, fees & charges and interest rates are available upon application or request.

BSB: 704-230

Police Financial Services Limited - ABN 33 087 651 661
AFSL 240293 Australian Credit Licence 240293
General Enquiries 13 63 73
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