TERMS & CONDITIONS: This special offer is available for Owner Occupied Home Loan Refinance applications (from other financial institutions) only, received from 1 August 2017 to 30 September 2017 and settled by 31 December 2017. Minimum loan amount $150,000. Eligible members who refinance their loan to BankVic during the campaign period will receive $1,000 cash back deposited into their BankVic loan account and their establishment fee waived. The cash back bonus is not applicable on existing BankVic home loans for top ups or switching loan products. This offer is limited to the first 100 eligible members. An introductory 2 year variable home loan rate applies. Upon expiry of the introductory 2 year rate, the interest rate will revert to the standard variable rate. WARNING: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts may result in a different comparison rate. Each home loan comparison rate has been calculated on a home loan of $150,000 over a term of 25 years, secured by freehold property, located within the metropolitan area and associated costs. Each loan application is subject to our standard credit assessment and approval criteria. Fees and charges apply. Information on our terms and conditions, interest rates and fees and charges are available upon request. Police Financial Services Limited ABN 33 087 651 661 AFSL and Australian Credit Licence 240293 trading as BankVic. T 13 63 73 W bankvic.com.au 7.17 BV 6457bv