where
members
matter
members
matter
Police Financial Services Limited ABN 33 087 651 661 AFSL 240293 Australian Credit Licence 240293
General Enquiries 13 63 73 | BSB 704 230 Copyright 2017
| Variable rate loans1 | Rate pa | Comparison rate pa | ||
|---|---|---|---|---|
| First Home Buyer home loan rate | ||||
| 3.79% | 3.79% | |||
| Standard variable rate | ||||
| 4.69% | 4.73% | |||
| Base variable rate2 | ||||
| 3.88% | 3.92% | |||
| Introductory 2 year variable rate3 | ||||
| 2 year |
3.68% | 4.54% | ||
| Offset variable | ||||
| 4.74% | 4.78% | |||
| Line of credit | ||||
| 4.69% | N.A. | |||
| Fixed rate loans4 | Rate pa | Comparison rate pa | ||
|---|---|---|---|---|
| 1 year | 3.92% | 4.66% | ||
| 2 year | 3.68% | 4.54% | ||
| 3 year | 3.97% | 4.54% | ||
| 4 year | 4.29% | 4.59% | ||
| 5 year | 4.29% | 4.56% | ||
| Premium Home & WealthBuilder$ packages | |
|---|---|
| Standard variable / Interest only / Line of credit | |
| Discount off standard variable rate | |
| Loans up to $249,999 |
0.25% pa |
| Loans from $250,000 - $749,999 |
0.40% pa |
| Loans of $750,000 or more5 | 0.50% pa |
| Fixed rate / Interest only fixed | |
| Discount off fixed rate (not applicable on special offer rates) | |
| 1 year |
0.10% pa |
| 2 year |
0.10% pa |
| 3 year |
0.10% pa |
| 4 year |
0.10% pa |
| 5 year |
0.10% pa |
1 Rates effective 2 Oct 2018 for new and existing borrowers.
2 Rates effective 2 Oct 2018 for new borrowers. Minimum loan amount $120,000.
3 Rates effective 2 Oct 2018 for new borrowings and refinances (from other financial institutions) only. Minimum loan amount $120,000.
4 Rates effective 14 Jan 2019.
5 Effective 1 Oct 2013 for new borrowings only.
Comparison Rates: WARNING: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Comparison rates have been calculated on an amount of $150,000 over a term of 25 years and are based on a new loan for a property purchase secured by a freehold property located within the metropolitan area and associated costs. Fees and charges apply. Information on terms & conditions, fees & charges and interest rates are available upon application or request.
| Variable rate loans1 | Rate pa | Comparison rate pa | ||
|---|---|---|---|---|
| Standard variable rate | ||||
| 5.19% | 5.23% | |||
| Offset variable | ||||
| 5.24% | 5.28% | |||
| Line of credit | ||||
| 5.19% | N.A. | |||
| Fixed rate loans2 | Rate pa | Comparison rate pa | ||
|---|---|---|---|---|
| 1 year | 4.29% | 5.14% | ||
| 2 year | 4.09% | 5.03% | ||
| 3 year | 4.14% | 4.95% | ||
| 4 year | 4.54% | 5.00% | ||
| 5 year | 4.54% | 4.96% | ||
| Premium Home & WealthBuilder$ packages | |
|---|---|
| Standard variable / Interest only / Line of credit | |
| Discount off standard variable rate | |
| Loans up to $249,999 | 0.25% pa |
| Loans from $250,000 - $749,999 | 0.40% pa |
| Loans of $750,000 or more3 | 0.50% pa |
| Fixed rate / Interest only fixed | |
| Discount off fixed rate (not applicable on special offer rates) | |
| 1 year | 0.10% pa |
| 2 year | 0.10% pa |
| 3 year | 0.10% pa |
| 4 year | 0.10% pa |
| 5 year | 0.10% pa |
1 Rates effective 19 Apr 2017 for new borrowers.
2 Rates effective 14 Jan 2019.
3 Effective 1 Oct 2013 for new borrowings only.
Comparison Rates: WARNING: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Comparison rates have been calculated on an amount of $150,000 over a term of 25 years and are based on a new loan for a property purchase secured by a freehold property located within the metropolitan area and associated costs. Fees and charges apply. Information on terms & conditions, fees & charges and interest rates are available upon application or request.
Police Financial Services Limited ABN 33 087 651 661 AFSL 240293 Australian Credit Licence 240293
General Enquiries 13 63 73 | BSB 704 230 Copyright 2017