BankVic

Home & investment loans interest rates


Owner-occupied

Owner-occupied home loans

Variable rate loans1 Rate pa Comparison rate pa
First Home Buyer home loan rate
  3.84% 3.84%
Standard variable rate
  4.69% 4.73%
Base variable rate2

3.88% 3.92%
Introductory 2 year variable rate3
2 year
3.79% 4.56%
Offset variable
  4.74% 4.78%
Line of credit
  4.69% N.A.
Fixed rate loans4 Rate pa Comparison rate pa
1 year 3.87% 4.65%
2 year 3.82% 4.57%
3 year 3.87% 4.51%
4 year 4.19% 4.56%
5 year 4.19% 4.52%
Premium Home & WealthBuilder$ packages
Standard variable / Interest only / Line of credit
  Discount off standard variable rate
Loans up to $249,999
0.25% pa
Loans from $250,000 - $749,999
0.40% pa
Loans of $750,000 or more5 0.50% pa
Fixed rate  / Interest only fixed
  Discount off fixed rate (not applicable on special offer rates)
1 year
0.10% pa
2 year
0.10% pa
3 year
0.10% pa
4 year
0.10% pa
5 year
0.10% pa

1 Rates effective 2 Oct 2018 for new and existing borrowers.
2 Rates effective 2 Oct 2018 for new borrowers. Minimum loan amount $120,000.
3 Rates effective 12 March 2019 for new borrowings and refinances (from other financial institutions) only. Minimum loan amount $120,000.
4 Rates effective 29 April 2019.
5 Effective 1 Oct 2013 for new borrowings only. 

Comparison Rates: WARNING: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Comparison rates have been calculated on an amount of $150,000 over a term of 25 years and are based on a new loan for a property purchase secured by a freehold property located within the metropolitan area and associated costs. Fees and charges apply. Information on terms & conditions, fees & charges and interest rates are available upon application or request.

Investment

Investment home loans

Variable rate loans1 Rate pa Comparison rate pa
Standard variable rate
  5.39% 5.43%
Offset variable
  5.44% 5.48%
Line of credit
5.19% N.A.

Fixed rate loans2 Rate pa Comparison rate pa
1 year 4.19% 5.31%
2 year
3.99% 5.17%
3 year 4.04% 5.07%
4 year 4.44% 5.10%
5 year 4.44% 5.03%

Premium Home & WealthBuilder$ packages
Standard variable / Interest only / Line of credit
  Discount off standard variable rate
Loans up to $249,999
0.25% pa
Loans from $250,000 - $749,999
0.40% pa
Loans of $750,000 or more3 0.50% pa
Fixed rate  / Interest only fixed
  Discount off fixed rate (not applicable on special offer rates)
1 year
0.10% pa
2 year
0.10% pa
3 year
0.10% pa
4 year
0.10% pa
5 year
0.10% pa

1 Rates effective 12 March 2019 for new borrowers.
2 Rates effective 29 April 2019.
3 Effective 1 Oct 2013 for new borrowings only. 

Comparison Rates: WARNING: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Comparison rates have been calculated on an amount of $150,000 over a term of 25 years and are based on a new loan for a property purchase secured by a freehold property located within the metropolitan area and associated costs. Fees and charges apply. Information on terms & conditions, fees & charges and interest rates are available upon application or request.

BSB: 704-230

Police Financial Services Limited - ABN 33 087 651 661
AFSL 240293 Australian Credit Licence 240293
General Enquiries 13 63 73
Copyright 2017