Rates & fees


WealthBuilder$ packages
Standard variable / Interest only / Line of credit1
  Discount off standard variable rate
Loans up to $249,999
0.25% pa
Loans from $250,000 - $749,999
0.40% pa
Loans of $750,000 or more2 0.50% pa
Fixed rate  / Interest only fixed3
  Discount off fixed  rate
1 year
0.10% pa
2 year
0.10% pa
3 year
0.10% pa
4 year
0.10% pa
5 year
0.10% pa

1 Rates effective 21 October 2019 for new borrowers; 28 October 2019 for existing borrowers.
2 Effective 1 Oct 2013 for new borrowings only.
3 Rates effective 21 October 2019.

Key facts sheet

You can also request a home loan key facts sheet which will highlight important information such as the total amount that you need to repay over the life of your loan.

Fees & charges

WealthBuilder$: An annual package fee of $375 applies. Refer to Fees & Charges (PDF) for more information on current fees & charges.


Any advice has been prepared without taking account of your objectives, financial situation or needs. BankVic cannot provide tax advice. Before acting on the advice you should consider whether the advice is appropriate for you. Investment and taxation advice should be sought from an experienced adviser. Our financial planners may be able to assist with investment advice. Before you make any decision to acquire any product or service you should obtain and consider the relevant Product Disclosure Statement available on our website, at a branch or by calling 13 63 73. As an AFSL holder, BankVic sells general insurance products under an agreement with Insurance Australia Limited ABN 11 000 016 722 AFSLĀ 227681 trading as CGU Insurance. Terms, conditions, limits and exclusions apply. If you purchase insurance we will receive a commission that is a percentage of the premium. Fees and charges apply. Interest rates are variable and subject to change. Information on our terms & conditions, interest rates and fees & charges are available on request.

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