Diversified Investor Package

Our Diversified Investor Package is a great solution for non-property investors. So if you're looking to invest in shares or managed funds, this package provides you with the flexibility and convenience to manage your investment the way you want.

FeaturesFees & chargesOverview
Minimum loan amount
Maximum borrowings

Up to 80% of the value of property offered as security.

Maximum loan term

30 years

Loan type

-  Standard variable (principle and interest)
-  Interest only

Split loan

Yes. You have the flexibility to split your loan to best suit your needs.

100% interest offset facility

Yes. Save on interest by offsetting the funds in your linked Investor or Ezepac account against the balance of your loan. Note: Not all transaction accounts offer the offset facility. Offset facility is only available on variable rate loans.

Additional repayments

Yes. Pay off your loan faster and save on interest. Note: On a fixed rate loan, you may incur early repayment costs.

Redraw facility

Yes. Access your additional loan payments (minimum amount $50). Note: redraw facility is not available on interest only loans.

Repay loan early

Make additional payments and redraw on the variable portion of your loan.

Loan portability


Establishment fee

No separate establishment fee applies.

Annual fee

Yes. Annual fee will be charged when your loan commences and on the anniversary date thereafter.      

Monthly fee


Investor account (optional)

Yes. Your loan may be linked to a transaction account (Investor account) where you can deposit your rental income and other funds. Alternatively, you can keep your everyday transaction account separate from your investment account.

Overdraft (optional)

Yes. An overdraft facility is available giving you access to funds in case of an emergency. Note: If taken, the approved credit limit becomes part of your maximum borrowings.

Visa credit card (optional)

Yes. Option to choose from a Visa Gold or Silver credit card.

Any advice has been prepared without taking account of your objectives, financial situation or needs. BankVic cannot provide tax advice. Before acting on the advice you should consider whether the advice is appropriate for you. Investment and taxation advice should be sought from an experienced adviser. Our financial planners may be able to assist with investment advice. Before you make any decision to acquire any product or service you should obtain and consider the relevant Product Disclosure Statement available on our website, at a branch or by calling 13 63 73. As an AFSL holder, BankVic sells general insurance products under an agreement with Insurance Australia Limited ABN 11 000 016 722 AFSLĀ 227681 trading as CGU Insurance. Terms, conditions, limits and exclusions apply. If you purchase insurance we will receive a commission that is a percentage of the premium. Fees and charges apply. Interest rates are variable and subject to change. Information on our terms & conditions, interest rates and fees & charges are available on request.

BSB: 704-230

Police Financial Services Limited - ABN 33 087 651 661
AFSL 240293 Australian Credit Licence 240293
General Enquiries 13 63 73
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