Job starter personal loan

Starting a new job is an exciting time in your life. It also gives you more financial independence. Whether you’re moving out of home or setting up your new place, the job starter personal loan is an ideal way to help get you started.



You can enjoy the following benefits:

  • competitive interest rate 
  • your redraw facility allows you to withdraw from your advance repayments – anytime you like, as many times as you like (minimum $50) 
  • loans from $1,000.  


To be eligible, you must:

  • be a BankVic member 
  • be aged 18 – 25 years 
  • be working full or part time or as an apprentice 
  • meet our lending assessment criteria applying to all our credit applications.


Features of our job starter personal loan include:

  • no monthly fees 
  • flexible repayment options. 

Rates & fees


 Rate paComparison rate pa
Fixed unsecured (1 - 5 years)

Rates are effective 1 Jul 2016 and subject to change at any time.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Comparison rate has been calculated on an unsecured loan amount of $10,000 over a term of 3 years.

Fees & charges

Refer to Fees & Charges (PDF) for information on current fees & charges.

Apply now

3 easy ways to apply

Before you apply...

We recommend that you read our Credit Guide (PDF).

Any advice has been prepared without taking account of your objectives, financial situation or needs. Before acting on the advice you should consider whether the advice is appropriate for you. Before you make any decision to acquire any product or service you should obtain and consider the relevant Product Disclosure Statement available on our website, at a branch or by calling 13 63 73. Fees and Charges apply. Interest rates are variable and subject to change. Information on our terms & conditions, interest rates and fees & charges are available on request.

BSB: 704-230

Police Financial Services Limited - ABN 33 087 651 661
AFSL 240293 Australian Credit Licence 240293
General Enquiries 13 63 73
Copyright 2017