Personal loan

Want to get your finances back on track? We can help you consolidate your debt into one easy to manage personal loan with a great low rate.

Overview
Features
Rates & fees
Apply now

Overview

Benefits

You can enjoy the following benefits:

competitive fixed and variable rate loans
interest calculated daily and debited monthly in arrears
no limit to additional repayments
no penalty fees for early repayments
easy repayment through direct credit or regular payments from your at call account
flexible repayment options weekly, fortnightly or monthly.

Eligibility

To be eligible, you must:

be a BankVic member
be 18 years and over and
meet our credit assessment criteria.

Features

Features of our personal loan include:

minimum loan amount $3,000
optional loan repayment insurance (consumer credit insurance).

Rates & fees

Rates

	Rate pa	Comparison rate pa
Variable	9.95%	10.57%
Fixed	9.95%	10.57%
Rates are effective 9 Oct 2018 and subject to change at any time. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Comparison rate for the personal loan (unsecured) has been calculated on an unsecured loan amount of $10,000 over a term of 3 years. Comparison rate for the personal loan (secured) has been calculated on a secured loan amount of $10,000 over a term of 3 years.

Fees & charges

Refer to Fees & Charges (PDF) for information on current fees & charges.

Apply now

3 easy ways to apply

Apply online
Call 13 63 73 option 4, or
Visit a branch

Before you apply...

We recommend that you read our Credit Guide (PDF).

*TERMS & CONDITIONS for Personal Loans apply. See bankvic.com.au/takecontrol-terms for details. Fees and charges apply. Subject to BankVic’s credit criteria. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Any advice is general advice only and has been prepared without taking account of your objectives, financial situation or needs. Before acting on the advice you should consider whether the advice is appropriate for you. Before you make any decision to acquire any product or service you should obtain and consider the relevant Product Disclosure Statement available on our website, at a branch or by calling 13 63 73. As an AFSL holder, BankVic sells general insurance products under an agreement with Insurance Australia Limited ABN 11 000 016 722 AFSL 227681 trading as CGU Insurance. Terms, conditions, limits and exclusions apply. If you purchase insurance we will receive a commission that is a percentage of the premium. Fees and Charges apply. Interest rates are variable and subject to change. Information on our terms & conditions, interest rates and fees & charges are available on request.