Personal loan

Whether it's that home theatre, boat, furniture or computer that you've been thinking of, our personal loan can help make your dreams come true.



You can enjoy the following benefits:

  • competitive fixed and variable rate loans
  • interest calculated daily and debited monthly in arrears
  • no limit to additional repayments
  • no penalty fees for early repayments
  • easy repayment through direct credit or regular payments from your at call account
  • flexible repayment options weekly, fortnightly or monthly.


To be eligible, you must:

  • be a BankVic  member
  • be 18 years and over and
  • meet our credit assessment criteria.


Features of our personal loan include:

Rates & fees


  Rate pa Comparison rate pa
9.95% 10.57%
9.95% 10.57%

Rates are effective 9 Oct 2018 and subject to change at any time. 
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Comparison rate for the personal loan (unsecured) has been calculated on an unsecured loan amount of $10,000 over a term of 3 years. Comparison rate for the personal loan (secured) has been calculated on a secured loan amount of $10,000 over a term of 3 years.

Fees & charges

Refer to Fees & Charges (PDF) for information on current fees & charges.

Apply now

3 easy ways to apply

Before you apply...

We recommend that you read our Credit Guide (PDF).

Any advice has been prepared without taking account of your objectives, financial situation or needs. Before acting on the advice you should consider whether the advice is appropriate for you. Before you make any decision to acquire any product or service you should obtain and consider the relevant Product Disclosure Statement available on our website, at a branch or by calling 13 63 73. As an AFSL holder, BankVic sells general insurance products under an agreement with Insurance Australia Limited ABN 11 000 016 722 AFSL 227681 trading as CGU Insurance. Terms, conditions, limits and exclusions apply. If you purchase insurance we will receive a commission that is a percentage of the premium. Fees and Charges apply. Interest rates are variable and subject to change. Information on our terms & conditions, interest rates and fees & charges are available on request.

BSB: 704-230

Police Financial Services Limited - ABN 33 087 651 661
AFSL 240293 Australian Credit Licence 240293
General Enquiries 13 63 73
Copyright 2017