Not sure which savings account is best for you? It's a good idea to consider your financial situation, work out your objectives and goals and think about how you do your banking. Or call us and talk it through before you decide.
Remember that you'll need to consider more than interest rates. If you're saving regularly, an account that pays bonus interest for no withdrawals might suit you. But if you want to move your money in and out whenever you want, then one of our easy access options would probably be better.
Then there are special purpose accounts such as the Little Copper Club for our members who are under 18 or the Christmas Club for those holiday expenses.
Little Copper Club
Super-future RSA Variable
|Daily access (at-call)||✓||✓||✓||✓||✓||✓||✓|
|Electronic access only|
|Free eftpos||✓||✓||20 per month (includes cash out)|
|Free ATM transactions||✓1||for withdrawals over $100||✓2|
|Visa Debit card available||✓||✓||✓|
|Cash advance - Visa cash advance (includes overseas ATM transactions)||4 free per month||4 free per month||4 free per month|
|Cheque book||$10 per cheque book||$10 per cheque book||$10 per cheque book|
|No minimum deposit||✓||✓||✓||✓||✓||✓||✓|
|BankVic branch deposit||✓||✓||✓||✓||✓||✓||✓|
|BankVic branch withdrawals||✓||4 free per month||✓||✓||✓|
|Westpac branch deposit||✓||✓||✓||✓|
|Direct debits & credits to and from account||✓||✓||✓||✓||✓||✓|
|App & mobile banking||✓||✓||✓||✓||✓||✓|
|No account keeping fees||✓||✓||✓||✓||✓||✓||✓||✓||✓|
|No minimum balance||✓||✓||✓||✓||✓||✓||✓|
|Savings rewards and competitions||✓|