Superfuture RSA term deposit

Our Retirement Savings Account (RSA) term deposits offer you the security of a term deposit with the tax advantages of retirement superannuation.

Benefits
Features
Rates & fees
Apply now

Benefits

You can enjoy the following benefits:

Term Deposit security
tax advantages of super
capital assurance so you can be certain of no negative returns.
Financial Claims Scheme - you may be entitled to payment under the government’s financial claims scheme. Payments under the scheme are subject to a limit for each depositor (currently $250,000). You can obtain information about the scheme from the Australian Prudential Regulation Authority (APRA) and the APRA hotline on 1300 13 10 60.

Features

Features of our Superfuture RSA Term Deposit include:

no entry or administration fees
lock in for 6, 12 or 24 months
minimum deposit of $50,000

Your Term Deposit cannot be withdrawn prior to maturity. However, under special circumstances we may, at our discretion and in accordance with Superannuation preservation rules, agree to a request from you for a full or partial redemption of your Term Deposit. In this instance, you may incur an interest rate reduction.

Rates & fees

Rates

(minimum deposit $50,000)	Rate pa
6 months	2.30%
12 months	2.45%
24 months	2.70%
Quoted net of all administration fees and before taxes and any government charges. Rates are effective 1 July 2018 and subject to change at any time. Interest is calculated daily and credited to the RSA variable account on 30 Jun and on maturity.

Refer to Fees & Charges (PDF) for information on current fees & charges.

Apply now

3 easy ways to apply

Apply online
Call 13 63 73 option 3, or
Visit a branch

Before you apply...

Remember to read the Product Disclosure Statements:

Part 1 SuperFuture Retirement Savings Account (PDF)
Part 1 Non-Cash Payment Services (PDF)
Part 2 Fees and Charges (PDF)
Part 3 Interest Rates (PDF)

and the General Information, Terms and Conditions (PDF) which contains the terms and conditions for our products and services, and the Financial Services Guide (PDF) which tells you about us and the services we offer.

Interest is calculated daily and credited to the RSA Variable account on 30 June and on maturity of the deposit. Rates are subject to change at any time.
^TMSuperFuture is the exclusive registered trademark (83110) of Police Financial Services Limited ABN 33 087 651 661 AFSL 240293 (BankVic).
Our financial planners and superannuation professionals are representatives and employees of BankVic, they do not receive commission. We recommend you read our Financial Services Guide for further information about how our financial planning services contribute to the income of BankVic. This advice has been prepared without taking account of your objectives, financial situation or needs. Because of this, before acting on the advice you should consider whether the advice is appropriate for you. Before you make any decision to acquire this retirement savings account product you should obtain and consider the relevant Product Disclosure Statement (PDS) available from a BankVic branch or by calling 13 63 73. Our financial planners are members of the Financial Planning Association of Australia and our superannuation professional is a member of the Association of Superannuation Funds of Australia