Salary packaging is a great way to use your pre-tax income to buy a range of everyday items. This is an Australian Tax Office approved way for eligible employees of Not-For-Profit organisations (NFP) and Public Benevolent Institutions (PBI) who are entitled to salary packaging benefits, to save on tax, lower their taxable income and increase their take-home pay.
BankVic offers a choice of two types of salary packaging cards that allow eligible cardholders to access their nominated pre-tax income:
Both cards can be used at eligible businesses who accept Visa and can also earn Qantas Points on eligible purchases1. The Everyday Expenses Card is designed to be used for everyday expenses such as petrol, clothing, school fees and even weekly groceries. The Meals and Entertainment Card is designed to be used when dining out with family friends or when travelling in Australia or overseas.
Each card has different spending criteria which is in line with the relevant tax ruling associated to the card.
For any queries or questions, please don't hesitate to contact us directly 1300 796 902 (8am-7pm, Monday to Friday, 9am-12noon, Saturday) or email us anytime at firstname.lastname@example.org
BankVic Salary Packaging Cards offer:
How and where can I use my Salary Packaging Card?
The Australian Tax office governs how each salary packaging card is to be used. BankVic supports compliance with these rules by limiting the use of cards to certain merchant types however cannot provide an absolute guarantee of compliance through card restrictions alone. This benefit is the responsibility of your employer (because FBT is a company responsibility), and as the card holder, it is your obligation to be aware of what salary packaging cards can or cannot be used for.
Meals and Entertainment Card
You can use your Meals and Entertainment Card / Entertainment Benefit Card when dining in at places such as restaurants, cafés, pubs, bistros or hotels. You can also use it at many businesses offering accommodation, transportation and travel agency services. (Please note that booking flights may be done through a travel agent but not direct through the airline itself.) You cannot use it for sustenance or refreshment. The ATO guidelines make this distinction. Learn more...
Everyday Expenses Card
The Living Expenses / Everyday Expenses Card allows you to make everyday purchases using your pre-tax salary. Broad categories include petrol, groceries, takeaway food, coffee, snacks and clothing. Learn more...LEARN MORE ABOUT USING YOUR CARD
Are there any changes to the cap benefit I will receive each year?
No. The cap benefits remain the same as legislated by the ATO.
Meals & Entertainment: $2,649.99 p.a.
Everyday Expenses: $9,009.96 p.a.
When will I receive my new BankVic card/s?
You should expect to receive your new BankVic salary packaging card within 5-7 business days after signing up. (Depending on destination).
Please note your PIN number/s will be mailed to you separately and in many cases; may arrive a few days prior to receiving your cards. This is standard practice.
I haven't received my BankVic salary packaging cards. Who should I contact?
If you do not receive your new BankVic salary packaging card within 10 business days of receiving your account information, please contact BankVic on 1300 796 902 (8am-7pm, Monday to Friday, 9am-12noon, Saturday).
When can I start using my new BankVic card/s?
Your new BankVic salary packaging card/s arrive pre-activated. This means you can start using them as soon as your pay goes in.
When will my pay start going into the new BankVic card/s?
Pay goes into the new BankVic salary packaging card/s in the following payment cycle after approval.
Can I order an additional card for my partner or family member?
Yes, you can apply for an additional salary packaging card for your partner or family member. A fee of $10 per additional card applies.
If you are applying for an additional card, please ensure you have read and understood your responsibilities and liabilities as the primary card holder. This can be found in the Salary Packaging Card Product Disclosure Statement.
How do I order an additional card?
Applications for additional salary packaging cards are available from your Salary Packaging Team.
How long will it take to receive the additional card?
Upon receipt of the application and provided the Primary Cardholder has supplied BankVic with all the required information; you should expect to receive your additional card within 7-10 business days.
Note: If BankVic require extra information to process your application and are unable to reach you, this may delay the delivery of your additional card.
I noticed I can earn Qantas Frequent Flyer points with the BankVic salary packaging card. What do I need to do to start earning points?
That’s right. With your new BankVic salary packaging card, you can earn Qantas Points on eligible purchases. Points will automatically be credited to the primary cardholder’s Qantas Frequent Flyer account on a monthly basis.
To start earning Qantas Points, you must be a member of the Qantas Frequent Flyer Program and you must provide BankVic with your Qantas Frequent Flyer membership number.
What do I do if I don't have a Qantas Frequent Flyer membership but I want to earn Qantas Points?
As a BankVic salary packaging cardholder you are eligible to receive a complimentary Qantas Frequent Flyer membership (saving you $89.50).
The complimentary Qantas Frequent Flyer membership is available to new and existing BankVic salary packaging cardholders who apply for membership on the following page - https://www.qantaspoints.com/join-now?code=BANKVIC
Once you receive your Qantas Frequent Flyer membership number, please notify BankVic straight away so you can start earning points. Go to: https://forms.bankvic.com.au/form.php?c=93&f=62.
I have a Qantas Frequent Flyer membership. Who do I give my Qantas Frequent Flyer membership number to?
How many Qantas Points can I earn?
BankVic salary packaging cardholders are able to earn 5 Qantas Point per transaction over $20.
Can the additional cardholder also earn Qantas Points?
Yes, the additional salary packaging cardholder is able to earn Qantas Points, however the points will be credited to the primary cardholder’s Qantas Frequent Flyer membership only.
Note: The Qantas Frequent Flyer membership must be in the same name as the primary cardholder.
How can I check my card balance?
You can check your card balance by logging into any of BankVic’s online banking services. This includes Internet/Mobile Banking and the BankVic App. To access these services you will need to know your BankVic member number and internet banking password.
How do I get onto Internet Banking?
You are automatically set up with access to BankVic Internet Banking and a temporary internet banking password will be sent to you.
Note: You will be prompted to change your temporary Internet Banking password at first use of the service. For security purposes, it is important you do this as soon as possible.
How can I download the BankVic App?
The BankVic App is available for download on iOS devices (iOS 9 and above) and Android devices (Android 4.2 and above). Simply go to your app store and search for ‘BankVic’.
Note: You will not be able to register for the BankVic App until you have changed your Internet Banking temporary password.
For more information about the BankVic App, please visit www.bankvic.com.au/app.
Where can I go to get my statements?
Your BankVic Salary Packaging eStatement is available to be viewed online every calendar month. To view your eStatement, sign in to BankVic Internet Banking > Go to ‘Accounts’ > Click on ‘eStatements’.
Note: You will not receive a printed copy of your statement in the mail.
What should I do if I've lost my card?
If you've simply misplaced your card, you can place a temporary lock on your card until you find it again. If your card has left your possession and you are unable to find it, you should report your card as lost or stolen. You can place a temporary lock or report a card as lost or stolen via the Card Management options within the BankVic App.
Alternatively, you may also report your card as lost or stolen by contacting BankVic on 1300 796 902 (8am-7pm, Monday to Friday, 9am-12noon, Saturday).
What should I do if I've lost my card? Can I order a replacement card?
If you have reported your card as lost or stolen via the app, you will be given the opportunity to order a new card. Your account will automatically be debited $10 and a new card with a new card number, expiry date and PIN will be issued to you.
If your card has been damaged, you will need to contact BankVic on 1300 796 902 (8am-7pm, Monday to Friday, 9am-12noon, Saturday) to order a replacement.
How do I know when I should contact BankVic and not my Salary Packaging Team?
You should only contact BankVic on 1300 796 902 (8am-7pm, Monday to Friday, 9am-12noon, Saturday) when it relates to the following:
You should contact your Salary Packaging Team for all general enquires about Salary Packaging. This includes:
The Product Disclosure Statement (PDS) containing all Terms and Conditions, fees and charges and product information (including exclusions) listed above are available at bankvic.com.au/salarypackaging. You must be a member of the Qantas Frequent Flyer Program to earn and redeem Qantas Points. A joining fee usually applies. However, complimentary membership is available from BankVic if you join at bankvic.com.au/salarypackaging. Membership and points are subject to the terms and conditions of the Qantas Frequent Flyer program. 1. Qantas Points accrue in accordance with and subject to the BankVic Qantas Rewards Program terms and conditions . Please refer to the BankVic Qantas Rewards Program terms and conditions (enclosed in the PDS) for a full list of exclusions. Before you make any decision to acquire any product or service you should obtain and consider the relevant Product Disclosure Statement.